Terms and condition

Terms and Conditions

1.1  Definitions

The following terms carry specific meanings throughout this document:

1.2  Eligibility and Account Registration

The Platform is open to individuals of 16 years of age and above. Institutional accounts may be created on behalf of organisations by an authorised representative. You warrant that all information you provide during registration is accurate, current, and complete. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity conducted under your account. You must notify the Ministry immediately at support@lwcommerce.org if you become aware of any unauthorised access to your account.

1.3  Acceptable Use of the Platform

You agree to use the Platform only for lawful purposes consistent with its educational mission. The following conduct is strictly prohibited:

•       Reproducing, distributing, or reselling any course content in whole or in part without prior written authorisation from the Ministry.

•       Using automated systems, bots, or scraping tools to extract content from the Platform.

•       Sharing your account credentials or allowing others to access the Platform under your subscription.

•       Uploading or transmitting any content that is defamatory, unlawful, harmful, or in violation of any applicable law.

•       Impersonating any instructor, Ministry official, or other learner.

•       Attempting to circumvent, disable, or interfere with the Platform's security features, access controls, or content protection systems.

•       Engaging in any conduct that disrupts the learning experience of other users, including in live sessions and community forums.

The Ministry reserves the right to suspend or permanently terminate any account found to be in violation of these provisions, without refund and without prejudice to any other remedy available.

1.4  Intellectual Property

All content hosted on the Platform — including course materials, video recordings, assessments, certification frameworks, graphics, branding, and documentation — is the intellectual property of the Ministry of Commerce, LoveWorld Nation, or of the respective Instructors who created it under a licensing arrangement with the Ministry. Nothing in these Terms transfers any intellectual property rights to you.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use course content solely for your personal educational purposes during the period of your active enrolment or subscription. This licence does not permit downloading, copying, screen-recording, or redistribution of content unless expressly enabled by the Platform's download feature for offline viewing.

1.5  Course Access and Enrolment

Upon successful payment and enrolment, you will receive access to the purchased course(s) in accordance with the following access terms:

The Ministry reserves the right to modify, update, or discontinue any course with reasonable notice. Where a course is permanently removed within 12 months of your purchase, you will be offered an equivalent credit or alternative course of comparable value.

1.6  Certifications and Credentials

A certification issued by the LW School of Commerce confirms that the learner has completed a programme assessed against standards set by the Ministry. Certifications are recognised within the LoveWorld ecosystem from the date of issue. External accreditation partnerships are planned for Years 2 and 3 but are not yet in place.

Certifications are non-transferable and may not be sold, assigned, or claimed by any person other than the enrolled learner. The Ministry reserves the right to revoke a certification where it is established that the learner obtained it through academic dishonesty, impersonation, or misrepresentation.

1.7  Instructor Terms

Instructors approved to deliver content on the Platform are subject to a separate Instructor Agreement in addition to these Terms. Key provisions applicable to all Instructors include:

•       Instructors warrant that all content submitted to the Platform is original, does not infringe any third-party intellectual property rights, and is factually accurate.

•       Instructors grant the Ministry a perpetual, royalty-bearing licence to host, distribute, and market their content within the Platform.

•       Instructor revenue share is set at 40% of net course revenue attributable to their content, paid on a monthly basis to a nominated account.

•       The Ministry retains the right to remove any instructor content that falls below platform quality standards or that is found to be in violation of LoveWorld values.

•       Instructors must not directly solicit learners from the Platform for external commercial services.

1.8  Payment and Billing

All payments are processed through Stripe and Paystack in accordance with their respective terms of service. The Platform accepts USD, NGN, GBP, and EUR. Subscription fees are charged automatically at the start of each billing cycle. You authorise the Ministry to charge your selected payment method for all applicable fees.

Prices displayed on the Platform are inclusive of applicable taxes where stated. The Ministry reserves the right to revise pricing at any time. Where pricing changes affect an active subscription, affected users will be given 30 days' advance notice.

1.9  Limitation of Liability

The Platform and all content are provided on an "as is" basis. To the maximum extent permitted by applicable law, the Ministry excludes all representations, warranties, and conditions relating to the Platform, whether express or implied.

The Ministry's total liability to you for any claim arising from your use of the Platform shall not exceed the total amount paid by you to the Platform in the 12 months immediately preceding the event giving rise to the claim.

The Ministry shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of income, business opportunity, or professional advancement, however such damages arise.

1.10  Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. In the event of any dispute arising from or in connection with these Terms, the parties shall first attempt to resolve the matter through good faith negotiation. If unresolved after 30 days, disputes shall be referred to mediation before any legal proceedings are commenced.

1.11  Amendments to These Terms

The Ministry reserves the right to amend these Terms at any time. Significant changes will be communicated to registered users via email and/or a platform notification at least 14 days before taking effect. Continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms.

1.12  Contact

Questions relating to these Terms should be directed to: